News

03.27.2017
 

American Banker: BankThink Consumers will suffer without rights to their data

The ability of Americans to see their total financial picture across multiple financial institutions and quickly access technology-based tools to analyze their financial data is no longer theoretical. The fintech industry provides this capability to millions of consumers. But for fintech to work for consumers, Americans must have the right to safely and securely access

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02.23.2017
 

American Banker: Why a clear answer to the data-sharing debate remains elusive

As debates swirl around who should have control over the customer data and how that data should be protected, an underlying question also has yet to be determined: How should that data best be shared? Screen scraping has been widely disparaged, yet many data aggregators and fintechs defend the practice. Application programming interfaces can be

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02.21.2017
 

Banks’ Plan Would Weaken Cybersecurity of Consumer Bank Accounts

SILICON VALLEY, Calif., Feb. 21, 2017 /PRNewswire/ — Today, Personal Capital submitted its response to the RFI from the Consumer Financial Protection Bureau (CFPB) focused on consumer rights to access their own financial data. The response shows that proposed changes to the existing system would restrict customer access and weaken banking cybersecurity. Section 1033 of the

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