Examining Opportunities and Challenges in the Financial Technology Marketplace

The Consumer Financial Data Rights Group is pleased to have the opportunity to share its perspective regarding the financial technology market with the House Financial Services Committee Subcommittee on Financial Institutions. Click Here to read the full letter for inclusion in the record for the subcommittee’s hearing.

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Banks vs. aggregators: Who’ll budge in the data-sharing battle?

By Mary Wisniewski | November 28, 2017 | American Banker The squabble between banks and aggregators like Credit Karma or Kabbage over sharing financial data has been one of the most contentious and esoteric issues in digital banking. A set of principles published by the Consumer Financial Protection Bureau in mid-October affirmed consumers’ ownership rights over their financial data and said that banks and

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Blocked: Why Some Companies Restrict Data Access to Reduce Competition and How Open APIs Can Help

By: Daniel Castro and Michael Steinberg | November 6, 2017 | Center for Data Innovation Over the past few years, some scholars, advocates, and policymakers have argued that businesses which possess large quantities of data, such as social media companies, present inherent competition concerns.1 These concerns are misplaced for a number of reasons, one being

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We can’t do this alone. We need your help to protect your access to your own financial information and the right to share it with whomever you wish. Take action today, and remember it’s your data, not the big banks’.

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